Red Light demerit pt

sian..
today accidentally dash across red light...
too late to brake...

so gana speed camera flash!
12 pts + fine!

per yr only got 24 pts..
minus 12 left 12..
last yr april i gana a hidden camera..
deduct 6 pts...

lucky its over 12 mths liao..
my pts got "renewed"..
n the lucky thing is its JUST over.. in april...

i must stop my speeding habit!!

nail clip for old ppl... ferragamo sales

2 gu bought this nail clipper..
its for long sighted ppl...
got small light beside it..

the glass magnify the nails...
so easier to cut...

--------------------------------------------------------------------
ferregamo sales....
bimbo blue n pink with typical ribbon design cost ard 500+...

saw this abit dirty green...
cheapest.. $380 ONLY..
UOB got 10% discount!

i din buy though...

i like this...
din buy too
$400+

the brand is at back..

i good girl...

control myself not to buy...
going barcelona n madrid in july...

so maybe shd see how's the branded there 1st..

How to blog using BB

This is the pg tat taught me how to blog using BB oh..

Learn Singing 16-5-10

Today we went to learn singing.
Its at ppls park..
$36/pax for 3 hrs..

Quite ok la..
Just try for fun..
Din sign up to further learn though..
No need waste money ba..

And this post is sent using my BB..
Keke..
Now blogging is made faster n easier liao oh

Fly kite 15-5-2010

our married welfare gp organised a fly kite outing..
its at west coast park..

My FIRST time flying kite oh...
after 30 yrs.. haha

we had breakfast at the mac..
i din buy kite..
lucky boss got extra..

my kite very chio!
preparing the kite.. need to tie the string..
MUST buy kite of this size..
too small no kick n harder to fly...

can u see my kite at left side...
the red beetle...
im standing at extreme right, in front of yellow kite..
today not much wind...
weather hot too...

i smart leh...
1st time fly kite n able to 'tio seh'..
i can fly kite without anyone's help..
need to run abit...
flying kite 15min already shag out liao..
oh... the grass also wet wet... so need to wear slipper oh...

this is boss's son's kite...

dear dear...

we all left ard 1 hr of kite-ing...
hot n shag..

credit card comparison

I did some comparison with mkt hot hot credit cards…

1)std chart Prucard
2)citibank dividend card
3)UOB ONE card
4)POSB Everyday card

1)Std chart Prucard

-Mine is Pruprestige so std pts more..
Spend $1667=std 500=can redeem $22.50 pru premium
Rebate rate=1.35%

-if its normal Prucard
Spend $2500=std 500=can redeem $22.50 pru premium
Rebate rate=0.9%

-u get the rebate by redeeming pts

2)Citibank Dividend card

-Petrol=5% rebate (Esso got 14.5% rebate!)
-Dining=2% rebate
-Groceries=2% rebate (exclude Carrefour)
-pharmeceuticals=2% rebate
-others=0.5% rebate (including Carrefour)
www.citibank.com.sg

-u get the rebate by a cheque (sent to u from Citibank).

3)UOB ONE card

-U spend fix $300/mth continuously for 3 mths, will get $30.
Jan/feb/march charge $300/$300/$300, will get $30 at april.

-U spend fix $800/mth continuously for 3 mths, will get $80.
Jan/feb/march charge $800/$800/$800, will get $80 at april.

-Rebate=10%
-but if u spend $1000/$1000/$1000, rebate is STILL $80.

-go cathay use U, only $6/tix!!
-still got some small perks below
Eg.. tue- Free small popcorn and drink combo for every pair of tickets purchased at all Cathay Cineplexes2.
See T&C online..
http://www.uob.com.sg/personal/cards/credit/uob_one_card.html

-u get rebate: UOB will credit $30 or $80 into ur credit card account.

4)POSB Everyday card

-Groceries - Carrefour=5% rebate
-watsons=3%
-petrol SPC=2%
-Utilities-SP svc=1% (applicable for recurring bill payments made to the POSB Everyday Card)
-starhub=1% (applicable for recurring bill payments made to the POSB Everyday Card)
- Purchases at participating merchants=UP to 20%
(see here for participating merchants http://www.dbs.com/posb/cards/everyday/merchants/default.aspx)
-others=0.3%

http://www.dbs.com/posb/cards/everyday/default.aspx


MY CONCLUSION

-UOB ONE card is a MUST have…
Charge ur regular premium, HP bill, or anything u need to pay every mth to this card.
Make it exactly $800/mth.. so can get $80 every 3 mths.
Movie at cathay only $6 oh..

-Std Chart Prucard is a MUST have IF u have Pru plans.
Charge misc spending to this card if no special discounts for ur purchase.
Eg buy LV, use std chart card.

-Citibank dividend Good only for drivers..
Go pump Esso.. get 14.5% rebate.. its a lot..
Guess Esso is the only most worth thing..
Else dining (2%) may be can use too..

-POSB Everyday card.. better for starhub ppl, n those who pay utilities
If u always go Watson or Carrefour, then get 3% n 5% respectively.
Other than tat.. nothing much..

P90 Chalet outing 3-5-10

P90 had a chalet at Aranda pasir ris...
chalet cost $240 for 1 day...

chalet was initiated by fion n stella...
we split into 2 gp..
competition to see which gp cooks nicer...

us preparing food...

our dessert... i thot of it one... hehe
chin chow with canned lychee n peach...
taste ok la..

pose..

big living room..
got 2 bedrms...

BBQ pit is just outside..
so very convenient..

guys entertaining fion's kids

guohao very serious in cookin!

his bbq ribs is very nice..

jason mum marinate the chicken wings...

taste very very nice!

love it...

competitor's food...

presentation not bad ah...

competitor gp...

our judge are Liwei, smith n Jap! (stella's bf-yasuji)

ours...

presentation so so..

but food is very nice!

we got yummy chicken wing n sting ray n cheese mushroom..

us! Yasuji keep knoddin head when eat our food..

cos nice ma.. haha

anyway ultimately, no winner cos judge feel tat both are good..

faint...

them playing Taboooooo...

i was clearing/packing all the mess outside n inside..

sob....

some played Wiiiiiiii....

after tat we played "murderer"...

overall its a good bonding day....